I have health insurance, but why should they pay my medical bills when the other driver sent me to the hospital? 

QUESTION:

I have health insurance, but why should they pay my medical bills when the other driver sent me to the hospital? 

AND THE ANSWER IS:

The easiest answer is because the hospital or doctor’s office won’t treat you if you don’t have health insurance or pay in cash.  You need medical treatment, so give them your health insurance and be seen. Don’t worry about using your health insurance.