Those who have been injured on the job may be entitled to immediate benefit payments, including medical expenses and weekly payments to cover lost wages. Although the specifics of Workers’ Compensation benefit payments vary from state to state, most businesses are legally required to carry Workers’ Compensation insurance in the event of a workplace accident. The specific weekly benefit rate for lost wages is generally a percentage of one’s normal paycheck.
Some injured workers can return to work after their injury or occupational illness, but in a different position. Often, these are called “light duty” positions. Furthermore, an injured worker may be able to return to work, but only on a part-time basis.
Options for Injured Workers
If you can return to work following your injury, but in a different, lower-paying job, many states offer something called temporary partial benefits. In such cases, your employer’s Workers’ Compensation carrier will pay out a portion of the difference between the amount you earned before your injury, and what you earn on light duty or part time.
If you are totally unable to work following your injury, you will likely receive a percentage of the amount you earned while working. In most states, injured workers are eligible to receive 66 2/3 percent of their pre-injury paycheck. Time loss compensation checks are usually paid twice per month, once per month, or weekly, depending on the state.
One of the greatest advantages of the Workers’ Compensation system is that medical bills for work-related injuries are paid as they are incurred. Instead of paying through your insurance carrier or out of pocket, your doctor will directly bill your employer’s Workers’ Compensation carrier.
In some cases, workers can receive regular, continuous benefit payments. This can occur if you were declared totally and permanently disabled, partially permanently disabled, or you entered into a structured settlement agreement with the insurance carrier. Total and permanent disability payments are capped at 500 weeks in South Carolina.
South Carolina Workers’ Compensation Lawyers at Chappell Smith & Arden, P.A. Represent Injured Workers
If you have been injured at work, contact an experienced South Carolina Workers’ Compensation lawyer at Chappell Smith & Arden, P.A. today at 803-929-3600 or contact us online to schedule a free consultation. From our six office locations throughout South Carolina, our attorneys provide the highest quality legal services to injured people and families in Lexington County, Richland County, Sumter County, Aiken County, Florence County, Lancaster County, York County, Orangeburg County, Kershaw County, and Newberry County, as well as the towns of Columbia, Lexington, Irmo, Chapin, Rock Hill, Aiken, Sumter, Newberry, Florence, and Spartanburg, and throughout the state.