What do I do in the event of an accident?
AND THE ANSWER IS:
- First, check on the health and safety of yourself and your passengers.
- Check on the safety and health of the other vehicle driver and occupants. Call 911 to report the accident. Ask for medical assistance if needed or simply for an officer to investigate the event.
- Move everyone to a safe location to avoid any further collisions.
- Gather your registration, license and insurance information and wait on the officer to arrive.
- Refrain from any admission of fault.
- Take photos of the vehicles, scene and any injuries.
- Gather information on the other driver such as insurance information, tag number and license information. Gather any witness names and information. Look around to see if there are any video cameras that might have recorded the collision.
- Cooperate fully with the investigating officer without admitting any wrongdoing on your behalf.
- Seek medical attention if necessary either by ambulance or in a personal vehicle.
- Take the green Insurance Verification Form (FR-10) the police give you to your insurance agent so that they can complete it and provide proof of insurance (Failure to do so will result in suspension of your license).
Should you call an attorney? Not necessarily. For minor accidents with little or no injury, you can most likely handle it yourself.
You should call an attorney if you or your passengers suffer serious injury. A serious injury is one where someone is transported by ambulance and receives test, X-rays, CT or MRI scans and requires further medical treatment.