Why don’t they just give me the money and let me repair my car wherever I want?

QUESTION:

Why don’t they just give me the money and let me repair my car wherever I want?

AND THE ANSWER IS:

Well, they actually will, but the risk is then on you if you choose the wrong repair shop or there’s a need for supplemental repairs. If the damage is minor and you choose not to repair the car, then you can and should accept the repair amount.